MyFirstChoice
​"Some lenders change with the times,                               
​others are changing the times"                                           
​              NMLS ID#815955                                                     
​954-317-0573                                                          

                    
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We Make Refinancing a Breeze

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Reasons to Refinance
Lower Your Payment
Refinance and your monthly payment could drop, which could mean interest payment savings over the life of the loan.
Cash Out
Refinance and get cash to pay for college, home improvements, consolidating debt, and much more. Find out what loan programs may be right for your cash out needs.
Switch to a Fixed Rate
Get the stability of the same principal and interest monthly payments. If your Adjustable Rate Mortgage is set to adjust or the payments are too high, it might be time to look at a fixed rate. Find out if refinancing makes sense for you.

Refinance Your Home

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Refinancing is the process of paying off an existing loan with a new one. Some people refinance to take advantage of a lower interest rate, which lowers the monthly payment. Others refinance in order to cash out some of the equity in their home. Refinancing might also make sense if you want to change the type of loan; for example, if you have an adjustable-rate mortgage (ARM) and interest rates rise, you may want to refinance with a fixed-rate loan. First Choice Financial offers a full spectrum of refinance loan programs as well as a streamlined application process. Contact First Choice Financial TODAY to speak with a professional refinance consultant. We can tell you more about the various refinance options available to you.

Home Equity

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There are infinite scenarios that may leave you in need of a quick infusion of cash. You may be seeking funds to buy a car or send your child to college, or you may be longing to renovate an aging kitchen or bathroom, or adapt new green technologies to your home. Ideally, you could fund these purchases with some type of emergency cash fund or savings account that you’ve been accumulating for this very occasion. But if you’re like most Americans, you don’t have that kind of cash sitting around in your account just waiting for you to need it. If you’re a homeowner who has accumulated equity in your property, you may be able to convert this equity into cash. People choose to draw on their home equity because loan rates are significantly lower than other types of borrowing, like personal loans or credit cards. There are also tax advantages associated with home equity loans, because the interest may be tax deductible within certain limitations. Another reason that home equity loans are appealing is that closing costs are relatively low. Contact First Choice Financial TODAY to         speak with a professional refinance consultant. We can tell you more about the various refinance options available to you.

Home Improvement Loans

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Home improvement loans are home loans used to finance improvements on your house or property. These loans are used to maintain or increase the value of your home. This can include repairs, a new kitchen, a new bathroom, an extension or general property improvements. Landscape improvements and swimming pools can also in many cases be considered home improvement. Generally, all actions that can be considered to increase the value of the property in such a way that it increases the expected sales value of the home or the property are to be considered home improvements. Before considering the loan options you should have a detailed plan for the home improvement you intend to carry out. In this plan you should include both the calculated and estimated costs for the improvements, but also the value improvements you are expecting. In a later stage you will in many cases be required to present this information to the lender, therefore you should also get estimates and quotes from contractors. Contact First Choice Financial TODAY to speak with a professional refinance consultant. We can tell you more about the various refinance options available to you.


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First Choice Financial, Inc.   261 N University Drive Suite 500 Plantation FL 33324  954-317-0573  FL Mortgage License#MLD608 /NMSL ID 815955  © Copyright 2012
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